Mark Appleton is a South African Strategist at www.FNB Private Clients.com. He has over 30 years investment management experience, having managed the Unilever Pension Fund (R2,5 billion) followed by a 5-year stint as chief investment officer for Marriott Asset Management (R2 billion). Mark has been with FNB Securities as chief investment officer for over 12 years and RMB Private Bank as a South African strategist for three years.