Start-Up Costs Worksheet:
- These two worksheets list the things you need to consider whendetermining your start-up costs.
- The first worksheets includes the one-time initialcosts needed to open your doors.
- The second worksheet covers ongoing costs you’ll face eachmonth.
Capital Requirements: One-Off Start-Up Expenses
|Advertising||Promotion for opening the business|
|Starting inventory||Amount of inventory required to open|
|Building construction||Amount per contractor quote and other|
|Cash||Amount needed for the cash register|
|Decorating||Estimate based on quote if appropriate|
|Deposits||Check with utility companies|
|Fixtures and equipment||Use actual quotes|
|Insurance||Quote from insurance agent|
|Lease payments||Fee to be paid before opening|
|Licenses and permits||Check with city or municipal offices|
|Professional fees||Include CPA, attorney, etc.|
|Remodeling||Use contractor quotes|
|Rent||Fee to be paid before opening|
|Services||Cleaning, accounting, etc.|
|Signs||Use contractor quotes|
|Supplies||Office, cleaning, etc. supplies|
|Unanticipated expenses||Include an amount for the unexpected|
|Total Start-up Costs||Amount of costs before opening|
Capital Requirements: Ongoing Monthly Expenses
|Bank service fees|
|Credit card charges|
|Dues and subscriptions|
|Health insurance||Exclude amount on preceding page|
|Insurance||Exclude amount on preceding page|
|Lease payments||Exclude amount on preceding page|
|Loan payments||Principal and interest payments|
|Office expenses||Payroll other than owner|
|Rent||Exclude amount on preceding page|
|Repairs and maintenance|
|Your Salary||If applicable for first three months|
|Total Ongoing Costs|
|Total Start-up Costs||Amount from preceding table|
|Total Cash Needed|
*Include the first three months’ cash needs unless otherwise noted.
**Include amount required for inventory expansion.
If inventory is to be replaced from cash sales, do not include here. Assume sales will generate enough cash for replacements.