R5 000 – R50 000?
We recommend that predominantly ETF (Exchange Traded Funds) be considered, as these funds invest in an underlying portfolio of investments. The advantage of this investment is that the one share (ETF) represents a combination of different shares, where the index is normally adjusted on a quarterly basis, like the JSE Top 40 Index. The Satrix 40 (ETF) tracks the JSE Top 40 Index.
Here we would predominantly consider a blue chip share portfolio of ten to 15 shares, including names like BHP Biliton, Sasol, Anglo American, British American Tobacco, Richemont, Aspen, Shoprite, Woolies, MTN Group and Firstrand. Blue chip shares are companies with a strong track record, and are financially sound entities.
Also a blue chip share portfolio and DBX-tracking ETF counters, like the DBX UK, DBX World and DBX Japan, and an exposure to listed properties, Growthpoint, Redefine and Resilient. Here we would look at a more diversified portfolio, including offshore counters.
Which stocks/market do you regret not investing in?
Earlier in listed property shares, as this sector has performed exceptionally well over the past few years, mainly due to the lower listed bond yields and a search for higher yields.
What stocks/markets are you keeping an eye on?
Offshore – developed markets.
What are your goals when investing?
Long-term capital growth.
What was the best investment decision you have made to date?
Buying quality, well managed shares for the long term.