Banks

Business term loans are a relatively simple way of securing funds for any period up to eight years that is repayable in equal monthly installments.

Many small businesses do not have assets to put up as collateral for a bank loan. To assist these businesses, the government's small business finance agency, Khula, offers them a credit guarantee scheme.

Are you keen to get up and running with a proven business straight away?

Are you an aspiring black entrepreneur with a great business idea, but lack the knowledge to get it going?

Do you have a great idea for a small to medium sized business, but don’t have enough to offer the bank in order to obtain a loan?

A non-disclosed, working capital facility designed to afford cash flow acceleration against the security of your debtor's book.

Finance for businesses that can demonstrate sustainable and predictable cash flows and that require finance for an acquisition, and more.